Bank bonuses are incentives offered by financial institutions when you open a new account and meet specific requirements. These typically involve maintaining a minimum balance, setting up direct deposits, or making a certain number of transactions within a specified timeframe.

It depends on the type of account. Bank account openings usually only involve a soft pull, which doesn't affect your credit score. Credit card applications typically require a hard pull, which may temporarily lower your score by a few points. We clearly mark which opportunities require hard pulls.

Banks offer bonuses to attract new customers and expand their customer base. They know that once you open an account, you're likely to keep it and potentially use other services. This makes offering sign-up bonuses a cost-effective way for them to acquire long-term customers.

Our platform tracks and analyzes hundreds of bank bonuses to help you find the most valuable opportunities. We consider factors like bonus value, requirements, time commitment, and geographical restrictions to help you make informed decisions.

New bonuses are added daily as banks release new promotions. Our system automatically tracks and verifies new offers, ensuring you always have access to the latest opportunities.